WE ARE COMMITTED TO DELIVERING THE BEST
EXPERIENCE IN EVERY INTERACTION

TO ENSURE YOU GET THE COVERAGE YOU NEED TO PROTECT YOUR PROPERTY.

TO BE THERE THROUGHOUT THE POLICY LIFECYCLE AND RESPOND QUICKLY AND
PROFESSIONALLY IN THE EVENT OF A FLOOD LOSS.

TO GUIDE YOU TO RESTORE YOUR FLOOD DAMAGED PROPERTY AND
GET BACK TO YOUR DAILY LIFE.

FIND AN AGENT   
AAA
Allied-Trust
Cypress Property & Casualty Insurance Company
AmFam
AmericanNational
Baldwin
CSAA
Farmers
foremost
IAT
Island
Mainstreet-America
Mapfre
Monarch
PTI Flood Insurance
Philadelphia-Cont
Pilgrim
Seguros
Union-Mutual
WindsorMountJoy

I'M A HOMEOWNER

If you own your home - including condominiums and townhouses - the NFIP offers flood insurance policies to cover your home's structure and belongings.

Building Coverage
< $250, 000

Contents Coverages
<$100,000

These are typically purchased separately with separate deductibles.

I'M A RENTER

The NFIP offers affordable, renters flood insurance to protect the things you care about in the event of a flood. Ask your landlord to be sure they have coverage for your building.



Contents Coverage
< $100,000

Starting policy costs
< $99/year

I'M A BUSINESS OWNER

The NFIP offers commercial flood insurance policies to help protect your business's structure and equipment.


Building Coverage
< $500,000

Contents Coverages
<$500,000

These are typically purchased separately with separate deductibles.

FLOODS ARE THE MOST COMMON NATURAL
DISASTERS IN THE US.

FEMA

We partner closely with FEMA to advance their goals to increase climate resilience, ensure equitable access and outcomes for all citizens, and promote and sustain a ready FEMA and nation. It is imperative that FEMA increase the number of people covered with flood insurance to close the nation’s insurance gap. NFS supports FEMA’s mission through simplification and making it easier for agents and citizens to purchase and maintain flood insurance coverage.

You can purchase the government-backed National Flood Insurance Program (NFIP) coverage from insurance companies that have agreed to sell NFIP policies on behalf of FEMA. The premium is standardized across all insurance companies and is set by FEMA and provided from their rating engine, Pivot.

HOME INSURANCE?

Homeowners insurance does not typically cover flood damage.

LOW RISK?

LOW RISK?

20% of all flood insurance claims come from those located in lower risk areas.

FLOOD VS FIRE

FLOOD VS FIRE

During a 30 year mortgage, you are 27 times more likely to experience a flood than a fire.

A FEW INCHES

A FEW INCHES

Only a few inches of flood water can cause tens of thousands of dollars in damages.

FLOOD SEASON

FLOOD SEASON

Flooding doesn’t have a season. It can happen at any time of year, even in places that don’t get hit by hurricanes.

MOST COMMON DISASTER

MOST COMMON DISASTER

Floods are the most common natural disaster in the U.S. In the past 5 years all 50 states have experienced flooding.

JUST 1 INCH OF WATER CAN CAUSE $25,000 OF
DAMAGE TO YOUR HOME.

Why do I need flood insurance?
Know your flood risk
How much does flood insurance cost?
How do i buy flood insurance?
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